Expense Tracking

See where every dollar is spent.

Manage all your accounts in one place, switching between them instantly without ever logging out.

Spending clarity without the spreadsheet

Personal, business, savings, or shared. Keep them all organized in one dashboard, without ever losing track of what’s where.

See all your balances at a glance

No more logging in and out of separate apps. ZenPay brings every account into one clean view, so you always know exactly where you stand across your money.

Move money between accounts instantly

Transfer funds between your accounts in seconds, with no delays, no fees, and no waiting for transactions to clear. It’s your money, moved on your terms.

Every card, one wallet

Link your debit and credit cards to view spending, manage limits, and track balances alongside your accounts.

Send across accounts and borders

Move money between your ZenPay accounts or send internationally with transparent rates and no hidden fees.

Explore our other product features

Realtime Rates

Ensure that you include necessary legal disclaimers and privacy policy links to comply with regulations.

Save when you send worldwide

ZenPay is the industry-leading banking platform, offering advanced tools.

Register for free

Our support team is available around the clock to help you with any questions or issues you may have.

Choose an amount to send.

Our support team is available around the clock to help you with any questions or issues you may have.

Add recipient's bank details

Our support team is available around the clock to help you with any questions or issues you may have.

Verify your identity

Our support team is available around the clock to help you with any questions or issues you may have.

Pay for your transfar

Our support team is available around the clock to help you with any questions or issues you may have.

Trusted by 50M+ users worldwide

See why customers love managing every account in one place with ZenPay.

“ZenPay changed how I run my finances. I used to juggle three different banking apps just to keep tabs on my personal, joint, and business accounts. Now everything lives in one dashboard and I actually enjoy checking my money.”

Amanda Richardson

Freelance Consultant

“Managing my personal and business accounts used to feel like a full time job. With ZenPay I get a complete view of everything in one place, which has honestly saved me hours every week.”

Marcus Thornton

Small Business Owner

“I have accounts for savings, spending, bills, and my side hustle, and for the first time ever I actually know where every dollar is at any moment. ZenPay just works.”

James Kim

Product Designer

Global Reach

90+

Countries where customers rely on ZenPay to manage their accounts and money every day.

All features

More ways to manage your money

Multiple Accounts

Manage all your accounts in one place, switching between them instantly without ever logging out.

Expense Tracking

Automatically categorize every transaction so you always know exactly where your money is going.

Loan Facility

Apply for and manage loans directly through your dashboard, with clear terms and no hidden fees.

DPS & FDR

Grow your savings with flexible deposit plans designed to fit your financial goals.

International Account

Send, receive, and hold money across borders with transparent rates and no surprise charges.

Wire Transfers

Send and receive wire transfers quickly and securely, with real-time tracking so you always know where your money is.